Tuition & Affordability

AOA is Affordable

$1.4 million in need-based financial aid was awarded to 36% of the students (gr. 1-12) in the 2022-2023 academic year.
At Andrews Osborne Academy, we are committed to making our school affordable for families. AOA provides financial assistance to qualifying families who have completed the admission application process. This reduces the tuition allowing students the opportunity to attend Andrews Osborne Academy.
Andrews Osborne Academy awarded $1.4 million to 36% of the student body in the 2022-2023 academic year. The average income of a family receiving financial assistance is $78,500. The average award is $11,200. Financial aid awards range from a 5% reduction of tuition to a maximum of 75% reduction of tuition with families paying a range of $3,000 to $16,500 in tuition.
We understand that families have questions about making an AOA education possible. We encourage families to learn more about the Financial Assistance program.


Please contact Rachelle Sundberg, Director of Admission and Financial Aid.

List of 1 members.

  • Photo of Rachelle Sundberg

    Rachelle Sundberg 

    Director of Admission & Financial Aid

Financial Assistance Application Process

List of 2 items.

  • Step 1

    Complete the Parents’ Financial Statement (PFS) at School and Student Service for Financial Aid (SSS). Andrews Osborne Academy’s school code is 1292. To apply, CLICK HERE.
  • Step 2

    Upload the required documents to your application through SSS. Andrews Osborne Academy will notify families of their admission and financial aid decisions on February 10, 2023. In March, completed financial aid applications will be reviewed as candidates complete the admission process and receive an offer of admission.

Financial Aid Myths

There are many myths about the financial aid process. We want to help you understand the truth.

List of 3 items.

Scholarship Opportunities

Andrews Osborne Academy, through the generosity of several constituents and annual giving, is able to offer scholarship opportunities to both new and returning students. New students applying for scholarships and financial aid must first complete all admission requirements and receive notice of admission from AOA before an award will be given with the exception of the Jerome T. Osborne Sr. Merit Scholarship. Scholarship application requirements can be viewed by selecting the scholarship name.

Please contact the Office of Admission by email at or call 440-942-3600 ext. 114 with any questions.

List of 5 items.

  • Bright Futures Scholarship

    Awarded to NEW applicants applying to Kindergarten - 5th Grade.  

    To qualify, families must:
    1. Apply to Kindergarten - 5th Grade
    2. Have the financial capacity to afford 50% to 125% of Andrews Osborne Academy’s tuition
                   Grade 23-24        Tuition         50%          125%     
                   Kindergarten       $15,409       $7,705      $19,261
                   Grade 1-4               $19,219       $9,610      $24,024 
                   Grade 5                  $19,509       $9,755      $24,386 

    The award will remain with the student for the duration of her or his time at AOA. The family will be asked to re-confirm their eligibility at the transition points (5th Grade to 6th Grade or 8th Grade to 9th Grade). 

    Families applying for admission (Kindergarten-5th Grade) may apply for the scholarship at any point in the admission process. 

    Application Requirements:
    • Complete the Estimated Family Contribution Form HERE
    • Email the Selection Committee requesting consideration for the Bright Futures Scholarship at

    Contact Rachelle Sundberg, Director of Admission & Financial Aid
    (440) 942-3600 ext. 114 
  • David J. Richards, Jr. Scholarship ($1,000 Award) - Due April 22, 2023

    Awarded to one RETURNING student entering Grades 9-12.

    Applicant must have a 3.5 cumulative GPA, be involved in community service, and be in need of proven financial assistance. Applicant must submit an essay explaining how he/she meets the above listed criteria. Student name and current grade must be included in the essay. 

    One faculty recommendation is required and should contain the following information:
    • How long has the faculty member known the applicant and in which capacity (teacher, advisor, coach)?
    • What is the applicant’s strongest characteristic?
    • What sets the applicant apart from other AOA students?
    One faculty member may only submit one recommendation per year (ex: Mr. Goodman can only submit one recommendation for the scholarship even though 3 applicants have asked him to complete a recommendation. The other 2 applicants must find other faculty members to submit the recommendation).
    Essay and recommendation can be emailed to Please call the Office of Admission at (440) 942-3600 ext. 114 to confirm the receipt of your application in the event the document has mistakenly been placed in the SPAM mailbox. The recipient will be recognized at the Upper School Awards ceremony.
  • Jerome T. Osborne Sr. Merit Scholarships (Amount Varies)

    Awarded to NEW & RETURNING students entering Grades 7-11 for the 2023-2024 academic year

    Attain an average stanine score of 5 or above on the Independent School Entrance Exam (ISEE)
    • $1,000 Merit Scholarship:  ISEE average score of 5.00-5.99
    • $1,500 Merit Scholarship:  ISEE average score of 6.00-6.99
    • $2,000 Merit Scholarship:  ISEE average score of 7.00 or above
    Student must take the ISEE between September 1, 2022 and April 29, 2023. 

    Student can only take the ISEE once during this time period. Register online at

    The scholarship is renewable through graduation as long as the recipient maintains a 3.0 GPA and is an outstanding member of the AOA school community.

  • Lee/Gray Scholarship (Amount Varies)

    Recognizes an outstanding RETURNING senior with two consecutive years at AOA, a minimum 3.5 grade point average, and a community commitment.

    No application required
  • Melanie Williams Scholarship ($500 Award) - Due April 22, 2023

    Awarded to one RETURNING female student entering Grades 9-12.

    Applicants must have a 3.0 GPA and have participated in extra-curricular activities during the 2022-2023 school year.  In addition, the applicant must also continue participating extra-curricular activities during the 2023-2024 school year. 

    Applicants must submit a 1 page essay describing how participating in extra-curricular activities has helped her personal development. Include student name and grade in the essay. Essay can be emailed to by April 22, 2023. Please call the Office of Admission at (440) 942-3600 ext. 114 to verify receipt of your application.

Frequently Asked Questions

List of 7 frequently asked questions.

  • How do I know if my family qualifies?

    The basic formula that guides a financial assistance award is:
    Tuition - Expected Family Contribution (EFC) = AOA Financial Assistance Award
  • What are the considerations for special situations?

    If parents are separated or divorced, both parents must complete the PFS and submit all required documentation to SSS.
    If a parent files as a single parent and the whereabouts of the non-custodial parent are unknown, a written statement from an attorney, pastor/minister, or other appropriate third party official is needed stating that the child has had no contact with the non-custodial parent for a minimum of two years. The statement must be submitted to the Office of Admission at Andrews Osborne Academy.
    If the child files a tax return, a copy must be submitted to SSS.
  • What can a family expect from year to year?

    Aid is awarded annually and for one year at a time. All aid recipients must repeat the full application process each year. If a family does not meet the deadlines or follow all the steps correctly, they may not be funded.
  • What documents are required in addition to the PFS?

    • 2021 1040 with all schedules and worksheets 
      (Self-Employed Parents: Include ALL related business forms with your 1040 - Schedule C, Schedule E, 1120, 1065, and K-1)
    • 2021 W2 Form
    • 2021 1099 Form (if applicable)
  • How is an Expected Family Contribution calculated?

    We take into consideration a family’s unique financial situation which includes these major components:

    ·    Income
    ·    Assets – savings
    ·    Taxes paid
    ·    Family Size
    ·    Number of Students attending a tuition-charging institution
    ·    Cost of Living
    ·    Unusual Expenses
  • Does Andrews Osborne Academy have a loan program?

    Yes, Andrews Osborne Academy works with Tuition Solution, an education loan company which offers convenient financing for your child’s education. To apply or calculate payments, please visit tuition solution. You can also call (800) 920-9777 or email
  • How do I submit the required tax documents?

      • Prepare your document files for uploading. Make sure the documents are on your computer and each specific form is saved as a separate file. Examples: a) 1 PDF file for the 1040 with all schedules and worksheets included, b) each W2 saved as its own file. Remove any security or password protection from your files.
      • Return to your Family Portal account and confirm you are on the Academic Year 2023-24 Dashboard.
      • In the “Required Documents” section, use the Upload button or link associated with the specific document type. Follow prompts to locate, select, and confirm the file to upload.
      • Click the Submit button to complete your upload. The date will appear in the “Date Uploaded” column within minutes of the upload. Repeat this process until all required documents are submitted by their deadlines.
Andrews Osborne Academy

Andrews Osborne Academy

38588 Mentor Avenue
Willoughby, Ohio 44094
Grades PK - 12, PG
P. (440) 942-3600
F. (440) 942-3660
Located In Willoughby, OH, Andrews Osborne Academy is a Private Co-ed Day & Boarding College Preparatory School For Grades PK - 12, PG. Students benefit from a challenging academic program, fine and performing arts, competitive athletics, and a wide selection of extracurricular activities.