Tuition & Affordability

AOA is Affordable

$1.4 million in need-based financial aid was awarded to 36% of the students (gr. 1-12) in the 2023-2024 academic year.
At Andrews Osborne Academy, we are committed to making our school affordable for families. AOA provides financial assistance to qualifying families who have completed the admission application process. This reduces the tuition allowing students the opportunity to attend Andrews Osborne Academy.
Andrews Osborne Academy awarded $1.4 million to 36% of the student body in the 2023-2024 academic year. The average income of a family receiving financial assistance is $78,500. The average award is $11,200. Financial aid awards range from a 5% reduction of tuition to a maximum of 75% reduction of tuition with families paying a range of $3,000 to $16,500 in tuition.
We understand that families have questions about making an AOA education possible. We encourage families to learn more about the Financial Assistance program.


Please contact Rachelle Sundberg, Director of Admission and Financial Aid.

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  • Photo of Rachelle Sundberg

    Rachelle Sundberg 

    Director of Admission & Financial Aid

Financial Aid Myths

There are many myths about the financial aid process. We want to help you understand the truth.

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Financial Assistance Application Process

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  • How to apply?

    Andrews Osborne Academy uses the Clarity Application to determine a family’s level of financial need based on the information that families share in the application which includes assets, income, expenses, and debts.

    To get started, please go to the Clarity Application and create an account. The application typically takes less than 30 minutes to complete. The Clarity Application is also mobile-friendly so you can complete it from anywhere. You are also able to save your progress and return at any time. At the end of the application, there is a $60 fee to submit.

    The deadline for completing the financial aid application is December 8, 2023 for returning families and January 12, 2024 for new families. 

    If you need support during the process of completing your application, there is in-app support available through the “Help” button in the bottom left of the screen, as well as email and phone support at or 206-210-3752, in both English and Spanish. The application itself is also fully translated into Spanish. 
  • Family application webinar

Frequently Asked Questions

List of 9 frequently asked questions.

  • How does Clarity make it easier for me to apply for financial aid?

    Clarity offers a streamlined, mobile friendly application that can be completed in as short a time as 20 minutes. Additionally, Clarity removes the need to upload your 2022 W2 and 1040 by transferring them directly from the IRS. This reduces the amount of information that you will need to enter manually and makes it possible to complete the application quickly and efficiently.
  • How does Clarity calculate what a family can contribute towards tuition?

    The application takes into consideration a family’s unique financial situation which includes these major components:

    ·    Income
    ·    Assets – savings
    ·    Taxes paid
    ·    Family Size
    ·    Number of Students attending a tuition-charging institution
    ·    Cost of Living
    ·    Unusual Expenses
  • What are the application due dates?

    December 8, 2023: Returning Families
    January 8, 2024: New Families
  • Can I complete my Clarity application on my phone or tablet?

    Yes! Clarity’s application is fully mobile-friendly so you have access wherever you are.
  • Will I still need to apply every year?

    Yes! You will need to submit a Clarity application each year in order to qualify for financial aid. Clarity retains your information from previous applications, so it will be even easier to reapply.
  • I live outside the United States, can I still apply for financial aid through Clarity?

    Yes, along with the student's application, all families must fill out the Clarity application to the best of their ability including the Non-US Tax Filer Verification upload.

    If you live in Canada, you will be prompted to upload your T1, T4 and Notice of Assessment.
  • Is my information secure with Clarity?

    AOA takes the privacy and security of your personal information very seriously. Clarity is certified for both GDPR and SOC2 and uses enterprise-level security standards including end-to-end encryption of all personally identifiable information. For more information, please refer to Clarity’s Privacy Policy.
  • What are the considerations for special situations?

    If parents are separated or divorced, both parents must complete the Clarity Application.
    If a parent files as a single parent and the whereabouts of the non-custodial parent are unknown, a written statement from an attorney, pastor/minister, or other appropriate third party official is needed stating that the child has had no contact with the non-custodial parent for a minimum of two years. The statement must be submitted to the Office of Admission at Andrews Osborne Academy.
  • Does Andrews Osborne Academy have a loan program?

    Yes! Andrews Osborne Academy works with Tuition Solution, an education loan company which offers convenient financing for your child’s education. To apply or calculate payments, please visit tuition solution. You can also call (800) 920-9777 or email

Scholarship Opportunities

Andrews Osborne Academy, through the generosity of several constituents and annual giving, is able to offer scholarship opportunities to both new and returning students. New students applying for scholarships and financial aid must first complete all admission requirements and receive notice of admission from AOA before an award will be given with the exception of the Jerome T. Osborne Sr. Merit Scholarship. Scholarship application requirements can be viewed by selecting the scholarship name.

Please contact the Office of Admission by email at or call 440-942-3600 ext. 114 with any questions.

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  • Bright Futures Scholarship

    Awarded to NEW applicants applying to Kindergarten - 5th Grade.  

    To qualify, families must:
    1. Apply to Kindergarten - 5th Grade
    2. Have the financial capacity to afford 50% ($10,250) to 125% ($25,625) of Andrews Osborne Academy’s tuition for Kindergarten - 5th Grade ($20,500).     

    The award will remain with the student for the duration of her or his time at AOA. The family will be asked to re-confirm their eligibility at the transition points (5th Grade to 6th Grade or 8th Grade to 9th Grade). 

    Families applying for admission (Kindergarten-5th Grade) may apply for the scholarship at any point in the admission process. 

    Application Requirements:
    • Complete the Estimated Family Contribution Form HERE
    • Email the Selection Committee requesting consideration for the Bright Futures Scholarship at

    Contact Rachelle Sundberg, Director of Admission & Financial Aid
    (440) 942-3600 ext. 114 
  • David J. Richards, Jr. Scholarship ($1,000 Award) - Due April 22, 2024

    Awarded to one RETURNING student entering Grades 9-12.

    Applicant must have a 3.5 cumulative GPA, be involved in community service, and be in need of proven financial assistance. Applicant must submit an essay explaining how he/she meets the above listed criteria. Student name and current grade must be included in the essay. 

    One faculty recommendation is required and should contain the following information:
    • How long has the faculty member known the applicant and in which capacity (teacher, advisor, coach)?
    • What is the applicant’s strongest characteristic?
    • What sets the applicant apart from other AOA students?
    One faculty member may only submit one recommendation per year (ex: Mr. Garcia-Pedroso can only submit one recommendation for the scholarship even though 3 applicants have asked him to complete a recommendation. The other 2 applicants must find other faculty members to submit the recommendation).
    Essay and recommendation can be emailed to Please call the Office of Admission at (440) 942-3600 ext. 114 to confirm the receipt of your application in the event the document has mistakenly been placed in the SPAM mailbox. The recipient will be recognized at the Upper School Awards ceremony.
  • Jerome T. Osborne Sr. Merit Scholarships (Amount Varies)

    Awarded to NEW & RETURNING students entering Grades 7-11.

    Attain an average stanine score of 5 or above on the Independent School Entrance Exam (ISEE)
    • $1,000 Merit Scholarship:  ISEE average score of 5.00-5.99
    • $1,500 Merit Scholarship:  ISEE average score of 6.00-6.99
    • $2,000 Merit Scholarship:  ISEE average score of 7.00 or above
    Student must take the ISEE between September 1, 2023 and April 29, 2024. 

    Student can only take the ISEE once during this time period. Register online at

    The scholarship is renewable through graduation as long as the recipient maintains a 3.0 GPA and is an outstanding member of the AOA school community.

  • Lee/Gray Scholarship (Amount Varies)

    Recognizes an outstanding RETURNING senior with two consecutive years at AOA, a minimum 3.5 grade point average, and a community commitment.

    No application required
  • Melanie Williams Scholarship ($500 Award) - Due April 22, 2024

    Awarded to one RETURNING female student entering Grades 9-12.

    Applicants must have a 3.0 GPA and have participated in extra-curricular activities during the 2023-2024 school year.  In addition, the applicant must also continue participating extra-curricular activities during the 2024-2025 school year. 

    Applicants must submit a 1 page essay describing how participating in extra-curricular activities has helped her personal development. Include student name and grade in the essay. Essay can be emailed to by April 22, 2024. Please call the Office of Admission at (440) 942-3600 ext. 114 to verify receipt of your application.
Andrews Osborne Academy

Andrews Osborne Academy

38588 Mentor Avenue
Willoughby, Ohio 44094
Grades PK - 12, PG
P. (440) 942-3600
F. (440) 942-3660
Located In Willoughby, OH, Andrews Osborne Academy is a Private Co-ed Day & Boarding College Preparatory School For Pre-Kindergarten (ages 3 and 4) - 12, PG. Students benefit from a challenging academic program, fine and performing arts, competitive athletics, and a wide selection of extracurricular activities.